To the degree that a pc does not take responsibility for his Overts and Withholds his bank becomes solid.
On all cases on which Overt-Withhold is being run it is absolutely necessary that they be levelled off with responsibility on the incident, or the session involved, or both.
A tone arm brought down by reducing the Overts and Withholds can be made high again because Overt-Withhold has a Step 6 reaction of toughening up the bank and making masses and facsimiles solid, unless the terminal and the session is handled with:
“What part of a ........could you be responsible for? “